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Auto Finance Advantage is your stress-free Buy Here Pay Here car buying experience with straightforward pricing. We are your easiest way to purchase a vehicle with Good, Bad, Bruised or No Credit!
Proof of Residency
Liability Insurance*
Find Your Car
At Auto Finance Advantage, our inventory features all makes and models and is refreshed daily, giving you the best chance to find the right fit. Every vehicle comes with our included limited warranty for the life of your loan, so you can shop with confidence from the start, knowing we stand behind every car we sell.
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Get Pre-Approved
Good, bad or bruised, we have finance options for all credit types! Our Pre-Approval process is as fast as 15 minutes, and because we are the bank, we don't pull credit. Your Job is your credit! Don't wait, Apply Online Now and get back on the road!
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Quality You Can Trust
At Auto Finance Advantage, each vehicle we sell undergoes a comprehensive mechanical inspection by our service team for added confidence. From there, we complete a thorough inside-and-out reconditioning process to ensure we're putting our best cars on the road.
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OUR FAMILY WORKING WITH YOUR FAMILY
Auto Finance Advantage is a family-owned and operated Buy Here Pay Here dealership proudly serving Summerville, South Carolina and the surrounding Lowcountry. As part of this community, we understand the challenges many drivers face when reliable transportation and flexible financing are needed. Our inventory includes a wide selection of quality used cars, trucks, vans, and SUVs to fit a variety of lifestyles, budgets, and driving needs.
With one convenient location in Summerville, our team is able to provide personal service and local decision-making from start to finish. We offer in-house financing designed to help customers with bad credit, no credit, or past financial challenges get back on track, with clear terms and payments handled directly through our dealership.
Our commitment goes beyond the sale. Auto Finance Advantage is supported by our sister company, AFA Service and Repair, a complete auto repair center serving the area since 2009. Customers can count on quality service for both major and minor repairs at competitive rates, whether the vehicle was purchased from us or not.
Get Fast Auto Loan Financing in the Summerville Area!
Our Frequently Asked Questions
Does Auto Finance Advantage offer Buy Here Pay Here and in-house financing in Summerville, South Carolina?
Yes. Auto Finance Advantage offers Buy Here Pay Here financing in Summerville, South Carolina, where approvals and payments are handled directly in house. If you have bad credit, no credit, or past credit challenges, our goal is to help you get into a reliable vehicle with a payment plan that fits your budget.
Can I get approved for a car with bad credit or no credit at Auto Finance Advantage?
Yes. We work with customers throughout the Summerville and Lowcountry area who have bad credit, no credit, or are rebuilding credit. Our Buy Here Pay Here program is designed to provide real options when traditional banks are not available, with a focus on affordability, stability, and a clear path forward.
What do I need to bring to qualify for Buy Here Pay Here financing?
Most buyers will need a current paystub or three months of bank statements, proof of residency, and proof of insurance. Requirements can vary by situation, so the best way to get started is to contact Auto Finance Advantage and confirm what documents are needed before your visit.
Where is Auto Finance Advantage located and what areas do you serve?
Auto Finance Advantage is located in Summerville, South Carolina and serves nearby communities including Charleston, North Charleston, Goose Creek, Mount Pleasant, Ladson, Moncks Corner, and surrounding Lowcountry areas. If you are searching for Buy Here Pay Here near me, we are a convenient local option for the region.
How many vehicles does Auto Finance Advantage typically have in inventory?
Our inventory is updated regularly and includes a wide selection of quality used cars, trucks, vans, and SUVs across many makes and models to fit a range of needs and budgets.
Are your used vehicles inspected before they are sold?
Yes. Vehicles are inspected before being offered for sale to help ensure reliability and quality. Our service resources also support reconditioning and ongoing maintenance needs.
Do you have a service department and can you service my vehicle even if I did not buy it from you?
Yes. Auto Finance Advantage is supported by AFA Service and Repair in Summerville, a complete auto repair center serving the community since 2009. Service is available whether or not you purchased your vehicle from us.
How do payments work with Buy Here Pay Here financing?
Payments are handled locally through Auto Finance Advantage. Customers can make payments on site or use available electronic payment options, and payment terms are clearly explained at the time of approval.
How fast can I get approved and drive home in a vehicle?
In many cases, approvals can be completed quickly once your information and required documents are reviewed. Contacting Auto Finance Advantage ahead of time can help streamline the process.
How long has Auto Finance Advantage been serving the Summerville area?
Auto Finance Advantage has been family owned and operated for over 15 years, helping drivers throughout Summerville and the Lowcountry secure dependable transportation and flexible financing.
